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    I have no debts anymore.
    We went bankrupty 2 years ago and we can’t get credit cards anymore so we have no debt.
    We also have no money.
    My husbands salary is not enough for the 7 of us.
    I am going back to school to finish my BA but that will take some time What do I do in the mean time? Will I find answers here?



    I have found this site to be informative.
    The people concerned.
    There are no guarantees.
    Why not continue in this forum but also include research into college education in the field you plan to enter.
    What do you have to lose?



    Oh I know I can use this forum, I was just wondering if you wanted me??LOL I am already enrolled for September.
    I am finishing a bachelor of arts in sociology and communication studies, 3 classes left to finish.
    Then I am condidering a Masters degree, but I haven’t found a babysitter yet so I still don’t know how that will work out.
    I can’t really affor a babysitter with all the other school expenses and my family can’t babysit.
    There are no guarantees.
    Why not continue in this forum but also include research into college education in the field you plan to enter.
    What do you have to lose?



    Sure, I have some advice for people living on one income with 5 kids.
    Here you go: Don’t buy anything that can’t be eaten.
    Don’t buy any food with a brand that you can recognize Go for a minimalist style of furnishing for your apartment (compeletly bare is the idea) Decorate the with nothing other then your children’s art.
    Make the church your fashion center.
    Cut your own hair and everybody elses (just pretend asymetry is in style) Pack everybody in a 2 bedroom apartment until you start cannibalizing each other.
    Heat the place with body heat and farts in winter (electric heating is a luxery) and cool yourself in the basement in summer (who needs air conditioning?) Walk or ride a bike to work for 3 hours each day and try to find a shower at work.
    When everybody else goes on vacation, put on a bathing suit, sit on a chair blindfolded with your feet in a bucket of sand listening to island music under a very bright light.
    Get employed as a guinea pig for testing anti-depressants (just in case everything else gets to you and you can’t pay for meds Only engage in activities that require nothing more then your limbs and other body parts but careful cause that could lead to 6 kids.
    I’m trying to keep a sense of humor about this :o )



    I am doing a bachelor with a double major one in sociology and one in communication studies I started in 16 years ago based on my interests, not the job market.
    Maybe I would chose something different today but I am 9 credits away from finishing it (out of 90 credits) so I might as well finish it.
    I will give the MA more thought but I can’t stray too much from these areas of study because I would have to do a qualifying year and I’m in a rush against time being 42!



    Here’s a serious reply, although the humorous one had me chuckling a bit! What I’m doing is: 1.
    Cut cable, meaning no cable TV, we’re using rabbit ear antenna or the girls are watching the approx.
    50 movies we already have! 2.
    I keep my central air conditioning thermostat at 78 to 80 F in the summer.
    In the winter I keep my heat set to 67, 66 for some reason is toooo chilly.
    I cook enough to last right about three meals.
    I use my crockpot a lot as well.
    I grocery shop at Aldi, Save a Lot is very similar but I’m a big Aldi fan.
    And even when I do shop I don’t buy the fruit snacks, etc.
    I make homemade granola bars, bake late at night in the summer either cakes or muffins.
    I shop Salvation Army stores or garage sales for all of my clothing and look for various things my daughters need.
    We also have friends, relatives that clean out their closets regularly and bring the bags to my house.
    We go through and take what will fit one of them that they like then donate the rest to charity.
    I carpool to work with a woman that lives only 3 blocks from me.
    We take turns every other day.
    I also bring my lunch to work and sometimes just work through my lunch.
    I never turn down overtime if I can go in early or work thru lunch.
    I’m lucky to have a 14 yr old daughter than can babysit for me during the day.
    Her treat for doing this is a few extra overnights at her friends’ houses on the weekends.
    During the summer time we have an open pass to my cousin’s swimming pool.
    We eat as soon as I get home from work and head up to their house, a whole 5 mins by driving and consolidate errands on the way there, if I have to go to get gas, then the Dollar General (and I always use coupons at Dollar General).
    If you haven’t already done so check into food stamps, some kind of public assistance.
    I had food stamps for awhile but my last raise at work knocked me out of my bracket.
    Should have just said no thanks to the raise huh? 10.
    There are also food pantries you can go to at local churches.
    My last suggestion is budget billing for utilities.
    Good luck.
    Lisa C.



    Thanks for the feedback Wyldceltic1.
    Isn’t it true that it is often the only “activity” we can afford.
    My husband and I used to joke that the reason why all of our kids were born in late may and early june is because ” that” is the only thing we could afford to do during the summer months.
    Its a cheap option on the short run but it sure backfires on the long run.



    I can only afford to take one class per semester at this point because more then that would require a bus pass ($100 a month) and babysitting (I don’t even want to know how much that would cost).
    1 class in generally 3 credits (sometimes 6).
    So I have 3 semesters to go.
    What I would have loved to do is a masters degee (1 year full time or 2 years part time) but at my age, I’m not sure its wise.
    Might as well get some cash flowing that that the family needs are peaking.



    a bit! Hello Ms.
    Lisa, I understand the need I as a child was in such a situation.
    We applied all of the above situations.
    The only thing I saw that my mother done was she put my younger sibling in the bath together.
    We were older 8 and 9 but we saved a lot on the water bill, bc before we were taking a bath in the rain.
    (that is no joke) I wish you the best and applaud you.
    God Bless your family.
    Were are you located?



    Have you checked with the school yet? Sometimes they have babysitting services as well as financial aid and grants.
    Check into some programs.
    You might be surprised at what you can get for help when you have kidlets at home.



    Dionna, I live in a very small town in Southern IL, and LOVE IT!!! Today is mine and the kids anniversary, it is 3 years today we left Chicago and my now ex to move to Southern IL to live without anger and the violence we dealt with in every day life.
    I’ve not once regretted my decision and once the kids got settled and started school, they no longer missed the big city.
    They are happy and content, have good friends and are truly wonderful kids that never whine that they want this or that.
    The 10 yr old walks behind everyone turning off lights and since the cable has been cut they read, write, draw, play with their toys, create comic books on scrap paper and visit the library once a week for the summer story time and then look around for new reading material.
    I have great children, yes, I’m boasting but I’m a very proud mom.
    I can remember when spending summers at my grandparent’s house taking a bath up until I was 7 in a washtub outside! Happy 4th of July to you.
    Lisa C.



    Thank you, its a great idea but I am familliar with my university ‘s student services because I am at the end of my studies.
    I spent 4 years there already.
    Even if they had a daycare program, I would not be able to carry the little one there by bus and subway, he’s way too hyper (I don’t drive).
    And I have 4 other kids who come home from school around 3 pm that could not attend that daycare obviously.
    That’s why I must do in at a snails pace.
    It was good thinking on your part though.
    Thank you.
    Francine babysitting services as well as financial aid and grants.
    Check into some programs.
    You might be surprised at what you can get for help when you have kidlets at home.



    Its not that bad in Canada.
    We do have a few canicular days in July but summer is short.
    In august, its much fresher already.
    And that’s when all our kids were concieved apparently..LOL Francine



    My girls are 6, 8, 10 and 14.
    And I have a bonus baby boy of 3.
    Its not how I feel about my age that seems to matter in the working world unfortunately.
    I feel fine about my age.
    What I am concerned about is wether an employer will want to hire a 46 year old when he’s got a long line of spring chickens with zero responsiblilites begging for the job.
    That’s how old I would be when I graduate from a masters degree because I can only do one course or two max at a time.
    Most students take 4 or 5 .
    There are so many people in the world who waste opportunities.
    Then there are people like us who just are so badly motivated but nothing ever seems to work in our favor.
    don’t you think? Francine



    No I don’t think.
    A well qualified 60 year old bursting with positive energy will get the job hand down over a 20 year old who is just looking for a job to pay some bills.
    Since your age or marital status or the number of kids you have is not on the application then that can’t be why you’re not getting interviews.
    If you are putting that information in the application then STOP! When you get an interview don’t even mention those things.
    Phrase you availability in a way that is honest but does not give the whys.
    The interviewer can ask can you be available on an occasional weekend.
    You should answer this with a clarifying question only if you can come in at that time otherwise simple state no I need to schedule my work hours between xxx and xxx on xxx xxx xxx.
    If they ask why then simply state you have other commitments during that time.
    If they press further then try to change the subject by asking a question about the company.
    If you are interested in the company you can eat the whole interview just getting them to talk about the company.
    Taking charge of your interview will allow you to show your high points and avoid any less then stellar points.
    Treat your interviews like practice and try to enjoy the chance to meet someone new and learn about their company and how great it is.
    Always take the application home and fill out with as much care as possible.
    Take two so if you make a mistake you can ensure your turning in a perfect copy.
    Photo copy all application prior to turning them in.
    Make notes on back for those you get calls from.
    Sometimes managers will call and do a quick phone interview prior to calling you into for the formal interview process.
    If you have the application in front of you, you can ensure what you say is consistent with what you wrote.
    Have a phone in a quiet place in the house where you can close the door and talk without the kids in the background.
    Don’t allow kids to answer the phone during business hours for the jobs you have applied to.
    Have candy or other treats handy and reward them every time they let you complete a call without interruptions.
    If you have a baby stick them in a safe place and then go out of ear shot so if they start fussing you can still complete the call.
    Get Caller ID so you know who is calling you don’t answer if chaos is reining in your home at the moment.
    Always end the call with a when can call you to schedule an interview or when will you be scheduling formal interviews.
    Always end the interview with what is the next hiring step? When can I call you to schedule this or would it be ok to call you on Friday(3 to 5 days later) to discuss the results of this interview? The bottom line is: They cannot ask your age or marital status or if you have kids in an interview and it is not necessary to offer up the information.
    You need to be honest about your availability and your abilities and that is it.
    Have questions about the job or company that you can toss out if the interview starts going in the wrong direction.
    If you have periods of unemployment in your job history then be prepares to give short honest answers that simply state you were in training, helping with family issues, taking time to explore other opportunities then close the answer with do you have tuition reimbursement or what kinds of training options available or something that leads them away from asking for further details.
    If you have been disabled or are disabled; unless the disability affects your ability to do the job then don’t bring it up.
    If you need reasonable accommodations then you can arrange that after you are hired.
    Don’t lie about it if directly asked but don’t offer it up unless it changes how you do the exact job your interviewing for.
    Simply needing a special chair or a special flooring or lighting or phone with volume adjustments does not change how your do the job those are just reasonable accommodations.

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