Insurance rates – Easy ways to pay much less

These days, you may feel as if you’re paying more to insure your house and car than it cost to buy them. Premiums are expected to jump by the end of 2013, and some people could face double-digit hikes. How to keep your costs down? First, when a policy comes up for renewal, don’t just re-sign; shop for a better deal. Second, pay bills annually if you can; it’s often cheaper than paying monthly or quarterly. There are also specific strategies for each of your policies:

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